Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106975.37 | 6975.369999999995 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 108,235 | 8,235 | 8.23 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6975.369999999995 | Not Applicable | Not Applicable | 2092.61 | 4882.759999999995 |
| HDFC Dynamic Debt Fund - Growth Option | 8,235 | Short Term | Not Applicable | 2,470 | 5,764 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.74 | 10.79 | 8.6 | 8.96 | 6.12 | 7.24 | 6.64 |
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 10.73 | 9.11 | 8.5 | 7.39 | 7.28 | 7.07 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.97 | 9.85 | 8.02 | 7.62 | 6.12 | 6.81 | 6.72 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.23 | 9.82 | 8.46 | 9.11 | 7.6 | 6.6 | 7.69 |
| ABSL Dynamic Bond-Discipline Advtg Gr | 30-03-2009 | 1.23 | 9.82 | 8.46 | 9.1 | 7.59 | 6.6 | 7.46 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.63 | 9.74 | 8.11 | 8.49 | 6.26 | 7.67 | 8.0 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.29 | 9.56 | 8.4 | 8.74 | 7.0 | 8.4 | 8.45 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 0.96 | 9.19 | 8.68 | 8.52 | 6.44 | - | 7.08 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.53 | 9.15 | 8.01 | 7.41 | 8.69 | 7.07 | 7.85 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.77 | 9.14 | 8.13 | 7.53 | 5.53 | 7.2 | 5.95 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 8.75 | 8.39 | 7.96 | 6.31 | 8.0 | 8.05 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.64 | 8.65 | 7.9 | 7.26 | 5.5 | 7.18 | 7.49 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | 8.59 | 7.57 | 8.01 | 5.41 | 6.73 | 7.62 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.19 | 8.54 | 7.79 | 7.06 | - | - | 6.09 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.41 | 8.52 | 7.8 | 8.18 | 5.88 | 7.79 | 6.14 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.55 | 8.48 | 7.51 | 7.3 | 5.12 | 6.29 | 6.56 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.57 | 8.43 | 7.57 | 7.39 | 4.99 | - | 5.38 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.19 | 8.37 | 8.2 | 7.91 | 5.84 | 7.38 | 6.94 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.52 | 8.32 | 7.83 | 7.55 | 6.68 | 6.6 | 8.1 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.02 | 8.23 | 7.04 | 7.13 | 4.65 | - | 5.96 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.25 | 7.33 | 6.35 | 6.28 | 5.19 | - | 5.99 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.75 | 7.1 | 6.71 | 6.92 | 4.71 | 6.47 | 6.94 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.57 | 6.63 | 7.42 | 7.51 | 5.21 | 7.33 | 7.64 |
