Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106975.37 | 6975.369999999995 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 107,425 | 7,425 | 7.42 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6975.369999999995 | Not Applicable | Not Applicable | 2092.61 | 4882.759999999995 |
| HDFC Dynamic Debt Fund - Growth Option | 7,425 | Short Term | Not Applicable | 2,227 | 5,197 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 9.86 | 9.19 | 8.16 | 6.99 | 7.15 | 7.04 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.75 | 9.58 | 8.66 | 8.26 | 5.75 | 7.06 | 6.62 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.23 | 9.19 | 8.44 | 7.82 | 7.01 | 6.49 | 7.67 |
| ABSL Dynamic Bond-Discipline Advtg Gr | 30-03-2009 | 1.23 | 9.19 | 8.43 | 7.82 | 7.0 | 6.49 | 7.44 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.29 | 9.02 | 8.38 | 8.17 | 6.63 | 8.24 | 8.43 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.98 | 8.95 | 8.17 | 7.41 | 5.75 | 6.74 | 6.7 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.63 | 8.9 | 8.09 | 7.85 | 5.7 | 7.53 | 7.96 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.53 | 8.42 | 7.88 | 7.35 | 8.32 | 6.93 | 7.82 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 0.96 | 8.23 | 8.44 | 8.17 | 6.37 | - | 7.02 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.78 | 8.18 | 8.08 | 7.22 | 5.22 | 7.05 | 5.93 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 7.94 | 8.24 | 7.57 | 5.84 | 7.86 | 8.02 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.02 | 7.79 | 7.15 | 6.57 | 4.57 | - | 5.95 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.57 | 7.74 | 7.65 | 6.94 | 4.87 | - | 5.35 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.64 | 7.7 | 7.85 | 7.0 | 5.25 | 7.04 | 7.43 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.42 | 7.58 | 7.75 | 7.94 | 5.64 | 7.6 | 6.12 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.2 | 7.5 | 7.98 | 7.74 | 5.53 | 7.22 | 6.9 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.55 | 7.43 | 7.5 | 7.0 | 4.68 | 6.13 | 6.51 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.52 | 7.42 | 7.73 | 7.29 | 6.27 | 6.41 | 8.08 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | 7.25 | 7.45 | 7.46 | 5.19 | 6.56 | 7.57 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.19 | 7.23 | 7.43 | 6.72 | - | - | 5.86 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.25 | 6.5 | 6.51 | 6.08 | 4.99 | - | 5.92 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.75 | 6.2 | 6.61 | 6.34 | 4.45 | 6.31 | 6.89 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.57 | 5.81 | 7.55 | 6.83 | 4.81 | 7.14 | 7.6 |
